Already Retired – Federal Employees
This page is specialized for federal retirees focused on managing sustainable retirement income, optimizing TSP distributions, coordinating FEHB with Medicare, and implementing tax-efficient strategies.
Should I Leave My Money in the TSP?
Understand the differences between keeping your Thrift Savings Plan in place versus other available rollover options.
How Do I Turn My TSP Into Retirement Income?
Learn about the various withdrawal methods and how to coordinate your TSP with your FERS or CSRS annuity.
Should I Consider Roth Conversions?
Explore the potential benefits and tax implications of moving funds from traditional accounts to Roth accounts in retirement.
How Can I Manage Taxes in Retirement?
Discover how coordinated withdrawals from different account types can help manage your effective tax rate over time.
How Do FEHB and Medicare Work Together?
Examine how the Federal Employees Health Benefits program coordinates with Medicare Part A and Part B for retirees.
What Happens to My Spouse if I Die First?
Review survivor benefit options, FEHB continuity, and TSP beneficiary designations to help protect your family's future.