Preparing for Federal Retirement? Make Sure the Pieces Fit Together.
You've worked hard to earn your federal retirement benefits. But knowing when to retire, what to do with your TSP, when to claim Social Security, and how to protect your health insurance can raise more questions than answers.
Explore the decisions that deserve your attention before you leave federal service—and discover how a coordinated retirement strategy can help you prepare for what's next.
Can I Afford to Retire from Federal Service?
Understanding the balance between your projected FERS or CSRS annuity, Social Security, and TSP withdrawals is local to each individual's needs.
When Is the Right Time to Retire?
Selecting a retirement date involves analyzing FERS supplement eligibility, cost-of-living adjustments, and your personalized service history.
What Should I Do With My TSP?
Evaluating Thrift Savings Plan options means considering fund allocations, potential rollovers, and future withdrawal flexibility for your specific situation.
Will I Keep My Federal Health Insurance?
Maintaining FEHB into retirement requires understanding the five-year rule and how your coverage may interact with future Medicare decisions.
When Should I Claim Social Security?
Deciding when to start benefits depends on your other income sources and long-term financial objectives, as each year of deferral changes the outcome.
Will My Spouse Be Protected?
Survivor benefit elections are a critical choice at retirement that determine how FERS/CSRS benefits continue for a spouse in the future.